You are unique. We understand that. You can make mph.bank fit you.
- Four accounts. You pick your favorite.
- Get paid up to two days early with any mph.bank Spend account3.
- Your own "contactless" debit card. Your name, your debit card number, and…a smile.
- Personalized dashboard. Keep it basic, or change it to make it fit you.
- You “Name-It” savings accounts. AKA “Goals” accounts. Go ahead, save for that new guitar, bike, car, home, or whatever!
- Round-Up Widget. A simple way to save that puts you in control.
- Financial Tools. See all your finances on one page. “Plan” for your future.
- Zelle®. It's a fast, safe and easy way to send and receive money with friends, family, and others.
- 55,000 Free Allpoint ATMS. Your cash is never far away.
new mph.bank accounts
free – No fees account
friends – The account with a generous rewards program for referring friends.
first – Are you 10-24 years old? Have a child that needs a bank account? Are you a college student with a limited income? This account is for you.
fresh – Have you been reported by ChexSystems? Try the Fresh account. We are ready to help
|Get Paid Two Days Early3||✓||✓||✓||✓|
|"Contactless" Debit Card||✓||✓||✓1||✓|
|Digital Spend (Checking Account)||✓||✓||✓||✓|
|"Goals” Accounts (Savings Account)||✓||✓||✓||✓|
|Simplified Bill Paying (mphcard instaPay, mphcard onFile)||✓||✓||✓1||✓|
|View Your Credit Score||✓||✓||✓2||✓|
|View and Print Statements||✓||✓||✓||✓|
|Direct Deposit Form||✓||✓||✓||✓|
|Online Help and Secure Chat||✓||✓||✓||✓|
|Zelle (Peer To Peer Payments)||✓||✓||✓1||✓|
|Online Activity Center||✓||✓||✓||✓|
|.55% on Digital Spend (Checking Account) balances*||✓|
|No Overdraft Fee||✓||✓||✓|
|No Monthly Fee||✓||✓|
|Account Requirements||Direct deposit post to your account of at least $500 for that month||To avoid the $9 monthly fee, simply make 15 posted mphCard purchases by the last business day of the month||Parent or Guardian as a joint owner of the account||$9 Monthly Service Fee|
1 Parents can determine debit card, mobile deposit limits, funds transfer, and Zelle peer-to-peer payments for students. Students can determine debit card, mobile deposit limits, funds transfer, and Zelle peer-to-peer payments when they turn 18.
2 Parents have access to students' credit scores. Students can have access when they turn 18.
3 Access to funds for getting paid early can be up to two days prior to date of scheduled payment and is dependent on submission of direct deposit by payer. Standard fraud prevention restrictions apply.
mph.bank has been created by Liberty Savings Bank. Founded in 1889, Liberty Savings Bank has a long history of offering products and services that deliver VALUE for all of the people we serve.
compare then decide
We make it easy with a simple matrix that give a head to head comparison of all four accounts. (see above)
mph.bank stands for "makes people happy". How? By empowering peple like you to achieve financial success. You control your money instead of your money controlling you.