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It's all
about you

You are unique. We understand that. You can make fit you.

  • Four accounts. You pick your favorite.
  • Get paid up to two days early with any Spend account3.
  • Your own "contactless" debit card. Your name, your debit card number, and…a smile.
  • Personalized dashboard. Keep it basic, or change it to make it fit you.
  • You “Name-It” savings accounts. AKA “Goals” accounts. Go ahead, save for that new guitar, bike, car, home, or whatever!
  • Round-Up Widget. A simple way to save that puts you in control.
  • Financial Tools. See all your finances on one page. “Plan” for your future.
  • Zelle®. It's a fast, safe and easy way to send and receive money with friends, family, and others. 
  • 55,000 Free Allpoint ATMS. Your cash is never far away.
Get started

new accounts 

free – No fees account
friends – The account with a generous rewards program for referring friends.
first – Are you 10-24 years old? Have a child that needs a bank account? Are you a college student with a limited income? This account is for you.
fresh – Have you been reported by ChexSystems? Try the Fresh account. We are ready to help

Get started
  Free Friends First Fresh
Get Paid Two Days Early3
"Contactless" Debit Card 1
Personalized Dashboard
Digital Spend (Checking Account)
"Goals” Accounts (Savings Account)
Round-Up Widget
Simplified Bill Paying (mphcard instaPay, mphcard onFile) 1
View Your Credit Score 2
Message Center
Funds Transfer 1
View and Print Statements
Profile Updates
Direct Deposit Form
Online Help and Secure Chat
Zelle (Peer To Peer Payments) 1
Mobile Deposit 1
Online Activity Center
Referral Rewards*      
.55% on Digital Spend (Checking Account) balances*      
No Overdraft Fee  
No Monthly Fee    
Account Requirements Direct deposit post to your account of at least $500 for that month To avoid the $9 monthly fee, simply make 15 posted mphCard purchases by the last business day of the month Parent or Guardian as a joint owner of the account $9 Monthly Service Fee

1 Parents can determine debit card, mobile deposit limits, funds transfer, and Zelle peer-to-peer payments for students. Students can determine debit card, mobile deposit limits, funds transfer, and Zelle peer-to-peer payments when they turn 18.

2 Parents have access to students' credit scores. Students can have access when they turn 18.

3 Access to funds for getting paid early can be up to two days prior to date of scheduled payment and is dependent on submission of direct deposit by payer. Standard fraud prevention restrictions apply.



no worries has been created by Liberty Savings Bank. Founded in 1889, Liberty Savings Bank has a long history of offering products and services that deliver VALUE for all of the people we serve.


compare then decide

We make it easy with a simple matrix that give a head to head comparison of all four accounts. (see above)


oh yeah! stands for "makes people happy". How? By empowering peple like you to achieve financial success. You control your money instead of your money controlling you.