The free account* is a digital checking account that has no fees, period.

*The Free account requires direct deposit to your account of at least $500 per month.

Ready to get started?


free account packed with great features:

Your Own "Contactless" Debit Card

Your name, your debit card number, and…a smile.

Personalized Dashboard

Keep it basic, or change it to make it fit you.


1.00%APY on your Goals savings account balances†

Go ahead, save for that new guitar, bike, car, home, or whatever!

Round-up Widget

A simple way to save that puts you in control.



See all your finances on one page. “Plan” for your future.


Zelle® Integration 

A fast, safe and easy way to send and receive money with friends, family, and others.

55,000 Free AllPoint ATMs

Use the Allpoint ATM Locator. Your cash is never far away.



Get Paid Up To 2 Days Early*

It's your cash, get it sooner. Available with any of our spend accounts.


Need more help learning about our Free Account?

Hear from Bryan about how the Free Account helped simplify his banking experience.