The free account* is a digital checking account that has no fees, period.
*The Free account requires direct deposit to your account of at least $500 per month.
Ready to get started?
free account packed with great features:
Your Own "Contactless" Debit Card
Your name, your debit card number, and…a smile.
Keep it basic, or change it to make it fit you.
1.00%APY on your Goals savings account balances†
Go ahead, save for that new guitar, bike, car, home, or whatever!
A simple way to save that puts you in control.
See all your finances on one page. “Plan” for your future.
A fast, safe and easy way to send and receive money with friends, family, and others.
Get Paid Up To 2 Days Early*
It's your cash, get it sooner. Available with any of our spend accounts.
Need more help learning about our Free Account?
Hear from Bryan about how the Free Account helped simplify his banking experience
mph.bank has been created by Liberty Savings Bank. Since 1889, Liberty Savings bank has a long history of offering products and services that deliver value first.
mph.bank stands for "makes people happy". How? empowering people like you to achieve financial success. You control your money instead of your money controlling you.