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First Account

Are you 10-26 years old? If so, the first account* is perfect for you.

* Parents can determine debit card, mobile deposit limits, funds transfer, and Zelle peer-to-peer payments for students. Students can determine debit card, mobile deposit limits, funds transfer, and Zelle peer-to-peer payments when they turn 18. 

Ready to get started?


Your money, managed your way

Get a debit card to make everyday purchases and manage your spending. Automate your savings goals and watch your money grow fast.


Unlimited goals accounts
that earn as you save

Go ahead, save for that new guitar, bike, car, home, or whatever! Earn 3.00%APY1 on all balances, with or without direct deposit.


No minimum balance,
no monthly fees

A truly FREE account. It ensures simplicity, transparency, and freedom without the burden of unnecessary costs.


Get paid up to
two days early2

It's your cash, get it sooner. Set up direct deposit and make Wednesday your new Friday.

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Access Zelle® right
from the app3

A fast, safe and easy way to send and receive money between family & friends. Must be over 18 years old to use Zelle® peer-to-peer payments.

Your Goals could earn you big

Earn 3.00%APY1 across all of your goal account balances.
There are no limits to how much you can save & earn - every dollar counts.

Base Rate: The rate the account is actually earning before any compounding.
APY: The percentage that reflects the interest you earn over a one year period after compounding.

more great account features...

Round-Up Widget

A simple way to save that puts you in control.



55,000+ Free AllPoint ATMs

Use the Allpoint ATM Locator.4 Your cash is never far away.


Your Own "contactless"
Debit Card

Your name, your debit card number, and…a smile.


Need more info?

Provide us with your email address and we can help get you the info you need to make the decision that is right for you.


1 Goals accounts earn 3.00%APY (APY stands for Annual Percentage Yield). All deposit products are provided by, and is a brand of, Liberty Savings Bank, F.S.B. Member FDIC.

2 Access to funds for getting paid early can be up to two days prior to the date of scheduled payment and is dependent on the submission of direct deposit by the payer. Standard fraud prevention restrictions apply.

3 Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

4 Click on the link to locate the 55,000+ surcharge-FREE ATMs in the ALLPOINT NETWORK near you.


no worries has been created by Liberty Savings Bank. Since 1889, Liberty Savings bank has a long history of offering products and services that deliver value first.


boooyahhh! stands for "makes people happy". How? empowering people like you to achieve financial success. You control your money instead of your money controlling you.