a personal loan for your personal needs
Check your rate in 5 minutes.
Get funded in as fast as 1 business day.²
Low cost. No upfront or early payoff fee
Won't affect your credit score1
MPH.BANK PERSONAL LOANS POWERED BY UPSTART. TRUSTPILOT 4.9 OUT OF 5 STARS - EXCELLENT
DEBT CONSOLIDATion loans
Debt consolidation loans are useful for managing revolving lines of credit and high-cost loans that have high-interest fees. Some of these debt types include credit cards, retail credit cards, gas credit cards, payday loans, and title loans. You may also be able to save more each month with a lower interest rate.
wedding loans
When you apply for a loan through us for that special wedding, you’ll receive your loan funds in one lump sum. You can then use the money to pay for a ring, venue, caterer, or any other wedding-related expense.
Home improvement loans
A home improvement loan is a type of personal loan you can use to get funds for home repairs and projects. mph.bank offers unsecured loans for home improvement, which means you don't need to back up your loan with collateral.
moving loans
A moving loan, also called a relocation loan, is a type of personal loan you can use to pay for moving costs. Most moving loans on our platform are unsecured, which means you aren’t required to back up your loan with collateral.
Student Debt Loans, Refinance Your Car Loans, Medical Loans, + More
You are unique. You may need a student loan, medical expense loan, refinance your car loan, or something else. mph.bank offers unsecured loans for your personal needs, which means you don't need to back up your loan with collateral.
flexible loan amounts
You can get a personal loan from $5,000 to $30,0004.
fixed rates
and terms
Choose between personal loans in 3, 5 or 7 year terms, with fixed rates of 4.6% - 19% APR.5
no pre-payment fees
You can prepay your loan at any time with no fee or penalty.
great service
mph.bank has deep experience and is dedicated to helping you with your unique needs.
See what you can save with a personal loan through mph.Bank.
Won't affect your credit score1
1. When you check your rate, we check your credit report. This INITIAL (SOFT) INQUIRY will not affect your credit score. If you accept your rate and proceed with your application, we do another (HARD) CREDIT INQUIRY that will impact your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.
2. If you accept your loan by 5pm EST (not including weekends or holidays), your funds will be sent on the next business day. Loans used to fund education-related expenses are subject to a 3 business day wait period between loan acceptance and funding in accordance with federal law.
3. mph.bank does not have a minimum educational requirement in order to be eligible for a loan.
4. Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount. Minimum loan amounts vary by state.
5. The full range of available rates varies by state. A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $10,000 for a term of 60 months, with an interest rate of 13.89%, no origination fee, for an APR of 13.89%. In this example, the borrower will receive $10,000 and will make 60 monthly payments of $233. APR is calculated based on 5-year rates offered in August, 2023. There is no downpayment and no prepayment penalty. Your APR will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved.
All loans are originated by mph.bank which is part of the Upstart marketplace.
