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Fresh Account

Have you been turned down by other financial institutions because of prior ChexSystems reports?'s Fresh1 digital checking account will allow you to improve your financial standing and start on a path to a solid financial future.

Ready to get started?


fresh account comes with
excellent features:

Your Own "Contactless" Debit Card

Your name, your debit card number, and…a smile.


Get Paid Up To 2 Days Early2

It's your cash, get it sooner. Available with any of our spend accounts.



Zelle® Integration3 

A fast, safe and easy way to send and receive money with friends, family, and others.

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55,000 Free AllPoint ATMs

Use the Allpoint ATM Locator4. Your cash is never far away.


Personalized Dashboard

Keep it basic, or change it to make it fit you.



Need more help learning about our Fresh Account?

Hear from Sarah about how this account can help you get a fresh start at banking.



1 The Fresh account has a $9.00 a month service fee and $10.00 overdraft fee. - Applications will be considered that have a total of  3 or less Chexsystems chargeoffs with a combined balance of $1,000 or less.  

2 Access to funds for getting paid early can be up to two days prior to the date of scheduled payment and is dependent on the submission of direct deposit by the payer. Standard fraud prevention restrictions apply.

3 Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

4 Click on the link to locate the 55,000+ surcharge-FREE ATMs in the ALLPOINT NETWORK near you.


no worries has been created by Liberty Savings Bank. Since 1889, Liberty Savings bank has a long history of offering products and services that deliver value first.


boooyahhh! stands for "makes people happy". How? empowering people like you to achieve financial success. You control your money instead of your money controlling you.