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compare accounts 

You have choices. Please pick the account that is right for you.

  free friends first fresh
"Contactless" debit card  •1
Personalized Dashboard
Digital Spend (Checking Account)
“Goals” Accounts (Savings Account)
Round-Up Widget
Simplified Bill Paying (mphcard instaPay, mphcard onFile)  •1
View Your Credit Score  •2
Message Center
Funds Transfer
View and Print Statements
Profile Updates
Direct Deposit Form
Online Help and Secure Chat
Zelle (Peer To Peer Payments)
Mobile Deposit
Online Activity Center
Referral Rewards*      
.55% on Digital Spend (Checking Account) Balances*      
No Overdraft Fee  
No Monthly Fee    
Account Requirements

Direct deposit post to your account of at least $500 for that month

$9 monthly fee. To avoid the free, simply make 15 posted mphCard purchases by the last business day of the month 


Parent or Guardian as a Joint owner of the account


$9 Monthly Service Fee

1 Parents can determine debit card limits for students. Students can determine debit card limits when they turn 18.

2 Parents have access to students' credit scores. Students can have access when they turn 18.


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no worries has been created by Liberty Savings Bank. Since 1889, Liberty Savings bank has a long history of offering products and services that deliver VALUE for all of the people we serve.


compare then decide

We make it easy with a simple matrix that give a head to head comparison of all four accounts. (see above)


oh yeah! stands for "makes people happy". How? empowering peple like you to achieve financial success. You control your money instead of your money controlling you.